Luxembourg: how do you like to pay?

According to the latest study from ING International Survey (IIS), 76% of Luxembourg residents questioned express a preference for a 100% cashless store over a 100% cash store. The percentage is even greater for residents who do not have Luxembourg nationality, with 80% opting for the 100% cashless store.
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Do I have to speak Luxembourgish? 

This is the question raised by many foreigners and expats who come to work for the first time in Luxembourg. And the answer is not obvious. Multilingualism is so present in the country that it is sometimes difficult to know which language you have to speak and in which situation.
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What are the conditions to create a limited liability company (SARL)?

07A limited liability company (société à responsabilité limitée – SARL) is the most widely used form of company in Luxembourg. Around two thirds of the companies in the country have this legal status. The reason why this specific type of commercial company is so used lies in the fact that the SARL has many advantages.
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Even better than the real thing?

Ways to bank and pay are evolving as the next generation of mobile technology emerges. This ING International Survey Mobile Banking 2017 report asks almost 15,000 people in 13 countries in Europe as well as the USA and Australia about their attitudes to the new financial services that may result: many love the convenience, but there are still concerns about security and loss of control.

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 How to become your own boss in Luxembourg?

You want to create your own company and become your own boss? You have deeply analysed the market and the competition and discovered key needs to whom you can bring an added value? You have drawn up your business plan and build your market strategy? You have found the necessary funding to set up your own business? Perfect. Now it is time to launch yourself in the adventure. But how to proceed? Is it so complicated to become self employed in Luxembourg?
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How do investment funds work?

Investment funds are baskets of securities chosen because of their growth prospects by asset management companies that are experts in financial markets. These funds work on a co-ownership basis: when you invest in a fund, you acquire ownership that corresponds to a share of a basket of equities or bonds already selected and actively managed by experts. This means investing in funds can feel safer than buying individual securities, particularly for a novice. Moreover, investment funds tend to have variable capital, which allows you to trade in your securities on a secondary market at any given moment.
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Things to consider before renting out a property

Are you the happy owner of a flat or house? Great! But, whoops, life happens and suddenly you need to rent out your flat or house, or maybe just a room therein. What should you consider before putting it on the rental market? Here are six points you need to remember to avoid any nasty surprises:
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Data protection: What to expect?

On 25 May 2018, radical changes will be introduced regarding the protection of personal data for all European citizens. A new European Regulation that entered into force on 24 May 2016 – but which is applicable two years later – aims to protect the fundamental rights of European citizens in our increasingly digital world.  Until now, we thought that our private data was safe by using “pseudonymisation”. But with big data analysis and predictive algorithms, that is no longer true.
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