Big Data at the service of society

According to IBM, 90% of the world’s data has been created in the past two years. Extracting value from this raw material hinges on the use of emergent practices and technologies commonly known as “Big Data”. In use in all areas, Big Data has gained a prominent place within society. But how does it work? Although often seen as overly intrusive, statistical analyses can also be very useful in everyday life. Here is a quick overview of the different possibilities.

How do our spending habits reflect our social origins?

The way we spend our money tells a lot about our social origins and education. And sometimes independently from our income. Even if our revenues can increase or decrease, our expense habits don’t change or a little.

Might a New Year resolution give finances a fresh start?

New Year traditionally symbolizes a new beginning, a chance to turn over a new leaf and wipe the slate clean.

It can be an opportunity to draw a line under previous years when it comes to finances too.
Deciding to make a fresh start on a special date or occasion can help us make changes by boosting motivation, for example.

5 websites to personalise your gifts

Are you looking for a truly original, personal gift to give for Christmas or another occasion?
Then you are in luck. There are more and more websites that enable you to personalise clothing, accessories, furniture, and gadgets in just a few clicks. Add a little something special to cups, pens, t-shirts, and even your children’s toys. Here are a few sites offering the most interesting customisation options. ☺

Last Christmas I gave you …

Feeling festive at Christmas typically packs a punch to the wallet; across Europe 10% of people even went into debt during the season in 2015. In the 2016 survey, ING asked 13,576 people across Europe, the USA and Australia about their Christmas budgets and finances – confirming that many feel the holiday has become too focused on money. Let’s have a focus on Luxembourg 😉


Parental leave: your rights are changing

The birth of a child is one of the most important moments in your life, and maximising the work-life balance is essential when you’re starting a family. Parenting is about to get much easier in Luxembourg, where the government has just expanded the range of options for parental leave. Beginning on 1 December, maternity and paternity leave will be more flexible and better paid under the new parental leave regime. Want to know more but it sounds like astrophysics? Don’t worry, here’s a simple break down of the primary changes:

Do you know how to recognise attempted fraud on your accounts?

From time to time, you probably receive e-mails asking you to pay some amount to unlock your account or pay for a transaction in advance on a private sale website. And your common sense tells you to be suspicious…

But sometimes, the fraud techniques are much subtler, and you could be surprised by apparent legitimacy of an e-mail resembling an official message from your bank.

Recognising a fake website remains difficult. Cybercriminals sometimes prepare for months. They can recreate a full website and even have a registered office address.

It’s therefore essential for you to know how to quickly recognise a hacking attempt to avoid having your accounts robbed.

Received an e-mail or call from your bank? Pay attention…


10 tips to protect your privacy on social networks

Each day, we use social networks to keep in touch with our friends and family, share our life moments, look for a job, or get information. However, there are certain risks associated with using them. That’s why it’s wise to check your privacy settings, possibly disable location services, and think twice before you post something.
Here are some simple rules to stop you from heading down the wrong track on social networks 😉